Globally Recognised
Credit Certifications
TAILORED FOR INDIA AND APPROVED BY RBI

Tailored for India and Approved by RBI

The Reserve Bank of India (RBI) and the banking industry have identified the need for demonstrated proficiency in bank roles. RBI has issued guidelines mandating certifications for specialised functions and has identified Moody’s Analytics as an approved provider.

Why Moody's Analytics?

A Trusted Global Leader in Credit and Risk Management

The Reserve Bank of India (RBI) and the banking industry have identified the need for demonstrated proficiency in bank roles. RBI has issued guidelines mandating certifications for specialised functions and has identified Moody’s Analytics as an approved provider.

Award-Winning Solutions

Moody's Analytics has garnered top industry awards in enterprise risk management, financial technology, customer service, and training implementations.

An Established Presence in India

Moody's Analytics employs over 1,000 people across India and has partnered with the National Institute of Securities Markets (NISM) to deliver advanced capital markets certifications.

Why Get Certified?

  • Proven Capabilities

    Moody’s Analytics has extensive experience in designing and delivering a broad range of financial markets certifications.
  • Best Practices in Setting Credentials

    Our certification programmes have been designed by industry experts, applying global standards in the design and delivery of credentials that demonstrate proficiency in both knowledge and application.
  • Aligned to the Indian Banking Needs

    Our certifications represent global best practices in credit analysis that have been tailored to the unique Indian context.
  • Cost-Effective Solutions

    Our certifications are priced competitively and are in line with market expectations.

    Cutting-Edge

    Mobile ready. Accessible anytime, anywhere. The use of interactive online simulations offers individuals a rich learning experience.

Certification Courses Adapted for India

Taking one of our requisite certification courses will meet the RBI mandate. Banking professionals in India can choose either CICC or CSBB. Read below for more information.

Certificate in Commercial Credit

Certifying the highest standards in commercial credit analysis and lending decisions

Programme Overview

The Certificate in Commercial Credit (CICC) is a globally recognised certification programme tailored for India. CICC leverages Moody’s Analytics deep expertise in credit risk management, providing participants with the full spectrum of skills and knowledge in commercial and corporate credit. The programme is delivered in two levels, building foundational knowledge, as well as applied skills. CICC also provides essential skills for identifying early warning signs and mitigating problem loans. Individuals are awarded the certificate once they complete the two levels and pass the certification exam. By adopting the CICC certification, banks in India can ensure that their employees possess the skills expected of credit specialists.

CICC Programme Benefits

Upon completion, your staff will be able to:

Who Should Enrol

Commercial and corporate lenders, relationship managers, credit approvers, and credit analysts.

Learning Path Options

The CICC programme can be taken by choosing one of the following learning paths:

Online Learning Path

Blended Learning Path

Certification Brochure

Certificate in Small Business Banking

Certifying the highest standards in small business credit analysis and lending decisions

Programme Overview

The Certificate in Small Business Banking (CSBB) is a globally recognised certification programme tailored for India. CSBB leverages Moody’s Analytics deep expertise in credit risk management, providing learners with the full spectrum of skills and knowledge in small and medium enterprise (SME) loan sourcing and decisioning. The programme is delivered in two levels, building foundational knowledge as well as applied skills. CSBB provides proficiency in identifying profitable loan opportunities, assessing borrower risk, monitoring early warning signals and remediating problem loans. Individuals are awarded the certificate once they complete the two levels and pass the certification exam. By adopting the CSBB certification, banks in India can ensure that their employees possess the skills expected of credit specialists.

CSBB Programme Benefits

Upon completion, your staff will be able to:

Who Should Enrol

Small business lending officers, client acquisition managers, relationship managers, credit analysts, branch managers and credit approvers.

Learning Path Options

The CSBB programme can be taken by choosing one of the following learning paths:

Online Learning Path

Blended Learning Path

Certification Brochure

Our Accomplishments and Awards

Moody’s Analytics continues to be recognised for the solutions it provides to financial institutions in accounting, compliance, and risk management globally.

Frequently Asked Questions

Can any or all of the staff skip some or all portions of the certification learning path and directly challenge the certification exam?

  • The Indian Banks’ Association (IBA) has guided Moody’s Analytics that no exceptions or advanced standing can be accommodated at this stage.
  • Should IBA’s guidance change, Moody’s Analytics will be happy to consider prior experience and training, and provide advanced standing or a mechanism for people to test out of specific sections, as deemed appropriate.

Where and when do you offer certification exams?

  • Moody’s Analytics utilizes third party exam centers and invigilators across India, but for your convenience, we can offer the flexibility to administer and invigilate exams on your bank’s own premises.
  • Moody’s Analytics will schedule the first exam later in the year to give you sufficient time to prepare. Subsequent exams will be scheduled more frequently for added convenience and flexibility.
  • Our goal is to give you flexibility and support to meet RBI’s mandate.

Can our staff access the online content from an office or from home using a desktop/laptop or a mobile device?

  • Yes. Most of our online material is accessible on any device.

Does Moody’s Analytics have instructors and support on the ground in India?

  • Moody’s Analytics has partnered with a highly respected local training firm that currently delivers credit programmes to many of India’s top financial institutions.
  • Moody’s Analytics has over 1,000 employees on the ground in three major cities in India (previously employees of Copal Amba).

How long does it take to complete a learning path?

  • Our programme content requires anywhere from three to five months to complete, depending on how much time the individual invests in the learning.
  • More experienced credit professionals can complete our programme more quickly.

How long will the online access be available upon registration to the certification programme?

  • The online access will be available for a period of one year (12 months) from the time of the initial login date.

Which languages are certification programmes offered in?

  • At present our certification programmes are only offered in English.

Are individuals required to take both CICC and CSBB certification courses?

  • No. To meet the requirement, individuals only have to take one certification course. The choice is between two certification courses: Certification in Commercial Credit or Certification in Small Business Banking.

Is the certification course mandatory for non-banking financial (NBFC) staff?

  • Yes it is. CICC is suitable for all analysts and professionals in credit origination, approver roles who are working in medium enterprise lending and in commercial and corporate lending segments in banks and also non-banking finance companies. CSBB is suitable for professionals in client origination and credit approver roles who are working in small business/small enterprise segments in banks and non-banking finance companies.

About Moody's Analytics

Moody’s Analytics helps banking, capital markets, and risk practitioners worldwide respond to an evolving marketplace with confidence. We offer unique solutions and best practices for measuring and managing risk through loan origination and risk infrastructure, credit and risk analytics, economic research, financial advice, and training and certification.

Moody’s Analytics Training and Certification Division is an internationally recognised training and certification provider that sets the standard for financial services education worldwide. Our practical, comprehensive programs build competencies that help organisations improve their strategic and financial performance. As the training partner to many of the world’s leading global and regional banks, we have proven experience and expertise in delivering world-class solutions that enhance staff proficiency and drive lasting business impact.

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Ari Lehavi | Moody's Analytics

Ari Lehavi

Executive Director

ari.lehavi@moodys.com

Abhishek Pundhir

Product Specialist

abhishek.pundhir@moodys.com

Prakash Cariappa

Business Development

prakash.cariappa@moodys.com

Visit us at moodysanalytics.com

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